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SSY Calculator (Sukanya Samriddhi Yojana)

Secure your daughter's future with India's best government scheme (8.2% Interest)

Maximum allowed: ₹1.5 Lakhs per year
Scheme valid for girls below 10 years

About Sukanya Samriddhi Yojana (SSY) 2026

The Sukanya Samriddhi Yojana (SSY) is a government-backed small savings scheme designed to encourage parents to secure the future of their girl child. It currently offers one of the highest interest rates among government schemes.

Key Features:

  • Interest Rate: 8.2% p.a. (compounded annually).
  • Tax Benefits: EEE Status (Exempt-Exempt-Exempt). Investment, Interest, and Maturity amount are all tax-free under Section 80C.
  • Deposit Period: You only need to deposit money for the first 15 years.
  • Maturity: The account matures 21 years after opening.
  • Minimum Deposit: ₹250 per year.
  • Maximum Deposit: ₹1.5 Lakhs per year.