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SSY Calculator (Sukanya Samriddhi Yojana)
Secure your daughter's future with India's best government scheme (8.2% Interest)
Maximum allowed: ₹1.5 Lakhs per year
Scheme valid for girls below 10 years
About Sukanya Samriddhi Yojana (SSY) 2026
The Sukanya Samriddhi Yojana (SSY) is a government-backed small savings scheme designed to encourage parents to secure the future of their girl child. It currently offers one of the highest interest rates among government schemes.
Key Features:
- Interest Rate: 8.2% p.a. (compounded annually).
- Tax Benefits: EEE Status (Exempt-Exempt-Exempt). Investment, Interest, and Maturity amount are all tax-free under Section 80C.
- Deposit Period: You only need to deposit money for the first 15 years.
- Maturity: The account matures 21 years after opening.
- Minimum Deposit: ₹250 per year.
- Maximum Deposit: ₹1.5 Lakhs per year.