Compare FD rates across 50+ Indian banks. Click column headers to sort. Senior citizen rates included.
| Bank ▼ | Type | Tenure | FD Rate ▼ | Senior Citizen ▼ |
|---|---|---|---|---|
| IndusInd Bank | Private | 2 years to 3 years | 7.50% | 8.00% |
| RBL Bank | Private | 2 years to 3 years | 7.50% | 8.00% |
| Yes Bank | Private | 2 years to 3 years | 7.50% | 8.00% |
| RBL Bank | Private | 1 year to 2 years | 7.30% | 7.80% |
| Canara Bank | Public | 2 years to 3 years | 7.25% | 7.75% |
| IDFC First Bank | Private | 1 Year | 7.25% | 7.75% |
| IDFC First Bank | Private | 1 Year | 7.25% | 7.75% |
| IDFC First Bank | Private | 3 Years | 7.25% | 7.75% |
| IDFC First Bank | Private | 3 Years | 7.25% | 7.75% |
| IndusInd Bank | Private | 1 year to 2 years | 7.25% | 7.75% |
| Yes Bank | Private | 1 year to 2 years | 7.25% | 7.75% |
| Axis Bank | Private | 3 Years | 7.10% | 7.60% |
| Axis Bank | Private | 3 Years | 7.10% | 7.60% |
| Axis Bank | Private | 5 Years | 7.10% | 7.75% |
| Axis Bank | Private | 5 Years | 7.10% | 7.75% |
| Central Bank of India | Public | 2 years to 3 years | 7.10% | 7.60% |
| Kotak Mahindra Bank | Private | 3 Years | 7.10% | 7.60% |
| Kotak Mahindra Bank | Private | 3 Years | 7.10% | 7.60% |
| Kotak Mahindra Bank | Private | 1 Year | 7.10% | 7.60% |
| Kotak Mahindra Bank | Private | 1 Year | 7.10% | 7.60% |
| Bank of India | Public | 2 years to 3 years | 7.05% | 7.55% |
| Indian Bank | Public | 2 years to 5 years | 7.05% | 7.55% |
| HDFC Bank | Private | 3 Years | 7.00% | 7.50% |
| HDFC Bank | Private | 3 Years | 7.00% | 7.50% |
| HDFC Bank | Private | 5 Years | 7.00% | 7.75% |
| HDFC Bank | Private | 5 Years | 7.00% | 7.75% |
| ICICI Bank | Private | 3 Years | 7.00% | 7.50% |
| ICICI Bank | Private | 3 Years | 7.00% | 7.50% |
| ICICI Bank | Private | 5 Years | 7.00% | 7.50% |
| ICICI Bank | Private | 5 Years | 7.00% | 7.50% |
| Union Bank of India | Public | 2 years to 3 years | 7.00% | 7.50% |
| Union Bank of India | Public | 1 year to 2 years | 6.90% | 7.40% |
| Bank of Baroda | Public | 1 Year | 6.85% | 7.35% |
| Bank of Baroda | Public | 1 Year | 6.85% | 7.35% |
| Canara Bank | Public | 1 year to 2 years | 6.85% | 7.35% |
| Central Bank of India | Public | 1 year to 2 years | 6.85% | 7.35% |
| Bank of India | Public | 1 year to 2 years | 6.80% | 7.30% |
| Punjab National Bank | Public | 1 Year | 6.80% | 7.30% |
| Punjab National Bank | Public | 1 Year | 6.80% | 7.30% |
| State Bank of India | Public | 1 Year | 6.80% | 7.30% |
| State Bank of India | Public | 1 Year | 6.80% | 7.30% |
| Indian Bank | Public | 1 year to 2 years | 6.75% | 7.25% |
| Axis Bank | Private | 1 Year | 6.70% | 7.20% |
| Axis Bank | Private | 1 Year | 6.70% | 7.20% |
| Canara Bank | Public | 3 years to 5 years | 6.70% | 7.20% |
| ICICI Bank | Private | 1 Year | 6.70% | 7.20% |
| ICICI Bank | Private | 1 Year | 6.70% | 7.20% |
| Union Bank of India | Public | 3 years to 5 years | 6.70% | 7.20% |
| HDFC Bank | Private | 1 Year | 6.60% | 7.10% |
| HDFC Bank | Private | 1 Year | 6.60% | 7.10% |
| Bank of India | Public | 3 years to 5 years | 6.50% | 7.00% |
| Kotak Mahindra Bank | Private | 5 Years | 6.50% | 7.00% |
| Kotak Mahindra Bank | Private | 5 Years | 6.50% | 7.00% |
| State Bank of India | Public | 3 Years | 6.50% | 7.00% |
| State Bank of India | Public | 3 Years | 6.50% | 7.00% |
| State Bank of India | Public | 5 Years | 6.50% | 7.50% |
| State Bank of India | Public | 5 Years | 6.50% | 7.50% |
Fixed deposit rates in India are set by individual banks based on their lending requirements, RBI policy rates, and market conditions. When the RBI increases the repo rate, FD rates generally go up, and vice versa.
Senior citizens get a premium of 0.25% to 0.75% over regular FD rates at most banks. Some banks also offer special FD schemes for women, government employees, or for specific tenures with higher rates.
