Privacy Policy

1. Introduction

Welcome to PaisaReality ("we", "our", or "us"). We are committed to protecting your privacy and being transparent about our data practices. This Privacy Policy explains how we handle information when you use our website and financial calculators.

2. Information We DON'T Collect

Unlike most websites, we take a privacy-first approach. Here's what we DO NOT collect or store:

• Financial Data: Your salary, investment amounts, loan details, or any calculation inputs
• Personal Information: Name, email, phone number, address (unless you contact us voluntarily)
• Account Data: We don't have user accounts, so no passwords or login credentials
• Payment Information: We don't sell anything, so we never see your credit card or bank details
• Location Data: We don't track your precise GPS location

3. How Our Calculators Work (Client-Side Processing)

All our financial calculators run entirely in your web browser using JavaScript. This means:

• When you enter data (like ₹50,000 monthly SIP), it never leaves your device
• All calculations happen on your phone/laptop, not on our servers
• We have no database storing user inputs or results
• Even if we wanted to see your data, we technically can't—because we never receive it

4. Information We DO Collect (Anonymous Analytics)

To improve our service, we use Google Analytics to collect anonymous usage data:

• Page views: Which calculators are most popular
• Device type: Desktop vs mobile usage (to optimize design)
• General location: Country/state level (not precise GPS)
• Browser type: Chrome, Safari, etc. (for compatibility)
• Referral source: How you found us (Google search, social media, etc.)

Important: Google Analytics uses cookies but does NOT capture your calculator inputs. We configure it to anonymize IP addresses and respect Do Not Track (DNT) settings where possible.

5. Cookies and Tracking

We use the following cookies:

• Analytics Cookies (Google Analytics): To understand site usage patterns and improve our calculators
• Advertising Cookies (Google AdSense): We use Google AdSense to display relevant advertisements. Google may use cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google Ads Settings
• No Facebook Pixel or Retargeting: We don't use Facebook tracking or aggressive retargeting cookies

You can block cookies via your browser settings or use the NAI opt-out tool. Your calculators will still work perfectly without cookies.

6. Contact Form Data

If you contact us via our Contact page, we collect:

• Your name and email address (to respond to your inquiry)
• Your message content

We use this information solely to respond to your questions. We don't add you to marketing lists or share your email with third parties. You can request deletion of this data anytime by emailing us.

7. Third-Party Services

We use the following third-party services:

• Google Analytics: Anonymous website analytics (covered above)
• Google AdSense: To display advertisements. Google and its partners may use cookies to serve ads based on your interests. See Google's advertising policy
• Cloudflare CDN: For fast, secure website delivery (they may log IP addresses temporarily for security)
• Google Fonts: For typography (Google may log requests for font files)

These services have their own privacy policies. We've chosen providers that prioritize user privacy while maintaining free access to our calculators.

8. Data Security

Since we don't store your financial data, there's no database to hack or breach. However, we still take security seriously:

• HTTPS encryption: All data transmitted to our website is encrypted
• Secure hosting: Our website is hosted on secure infrastructure
• Regular updates: We keep our software up-to-date to patch vulnerabilities

9. Children's Privacy

Our services are intended for adults (18+). We don't knowingly collect information from children under 18. If you believe a child has provided us with personal information, please contact us immediately.

10. International Users

While PaisaReality is built primarily for Indian users, anyone can use our calculators globally. Our servers may be located in different countries, but remember—we don't store your calculation data regardless of your location.

11. Your Rights

You have the right to:

• Access: Request what data we have (spoiler: almost nothing)
• Deletion: Ask us to delete contact form submissions
• Opt-Out: Block analytics cookies via browser settings
• Portability: Not applicable since we don't store your data

To exercise these rights, email us at hello@paisareality.com.

12. Changes to This Policy

We may update this Privacy Policy occasionally. Changes will be posted on this page with an updated "Last Updated" date. For major changes, we'll add a notification banner on the homepage.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, reach out:

• Email: hello@paisareality.com
• Contact Form: Contact Page