Financial-inclusionCentral Government| Ministry of Finance / DFS
PM Jan-Dhan Yojana (PMJDY)
पीएम जन-धन योजना
Key Benefit
Zero-balance account + Rs 10K overdraft
Up to Rs 10,000
About This Scheme
Zero-balance savings account + RuPay card with Rs 2 lakh accidental cover + Rs 10,000 overdraft after 6 months.
Eligibility Criteria
| Age | 10+ years |
| States | All states |
| Category | All categories |
| Occupation | all |
How to Apply
Open account at any bank branch or Bank Mitra with Aadhaar.
Documents Required
- Aadhaar or any valid ID + address proof
Official Links
Last verified: 23 April 2026
Source: Official reference
Disclaimer: This information is sourced from official government websites and is provided for reference only. Eligibility criteria and benefits may change. Always verify details on the official website before applying.
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