EducationCentral Government| Ministry of Education
PM Vidyalaxmi Education Loan
पीएम विद्यालक्ष्मी
Key Benefit
Collateral-free loan Rs 10 lakh + 3% subvention
Up to Rs 10,00,000
About This Scheme
Collateral-free guarantor-free education loan up to Rs 10 lakh with 3% interest subvention for families below Rs 8 lakh income.
Eligibility Criteria
| Age | 17+ years |
| States | All states |
| Category | All categories |
| Max Annual Income | Rs 8,00,000 |
| Occupation | student |
How to Apply
Apply at pmvidyalaxmi.co.in after admission to top 860 QHEI institutions.
Documents Required
- Aadhaar
- Admission letter
- Income proof
- Academic records
Official Links
Last verified: 23 April 2026
Source: Official reference
Disclaimer: This information is sourced from official government websites and is provided for reference only. Eligibility criteria and benefits may change. Always verify details on the official website before applying.
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