Business Government Schemes in India

Collateral-free MSE loans upto Rs 5 crore

Benefit: Up to Rs 5,00,00,000

Ministry of MSME

Collateral-free loan up to ₹5 crore

Benefit: Up to Rs 5,00,00,000

Ministry of MSME

Bank loan Rs 10 lakh–1 crore for SC/ST and women entrepreneurs

Benefit: Up to Rs 1,00,00,000

Ministry of Finance

Up to Rs 50 lakh seed funding

Benefit: Up to Rs 50,00,000

DPIIT

Up to Rs 20 lakh grant + Rs 50 lakh convertible debenture for DPIIT-recognised startups

Benefit: Up to Rs 50,00,000

Department for Promotion of Industry and Internal Trade (DPIIT)

Margin money up to ₹25 lakh + interest subsidy

Benefit: Up to Rs 25,00,000

Government of Uttar Pradesh

Collateral-free business loan upto Rs 20 lakh

Benefit: Up to Rs 20,00,000

Ministry of Finance

Loan up to ₹20 lakh, no collateral

Benefit: Up to Rs 20,00,000

Department of Financial Services

Collateral-free business loan up to Rs 10 lakh (Shishu / Kishore / Tarun)

Benefit: Up to Rs 10,00,000

Ministry of Finance

Loan up to ₹5 lakh, no collateral

Benefit: Up to Rs 5,00,000

Department of Financial Services

₹2 lakh grant for micro-enterprise setup

Benefit: Up to Rs 2,00,000

Government of Bihar

Rs 10K-50K collateral-free loan + 7% subsidy

Benefit: Up to Rs 50,000

Ministry of Housing and Urban Affairs

Loan up to ₹50,000 with no collateral

Benefit: Up to Rs 50,000

Department of Financial Services

Up to Rs 5 crore credit guarantee, removes need for collateral.

Grievance redressal, technology, and finance facilitation.

Up to 80% subsidy on certification cost

Ministry of MSME

50-80% subsidy on ZED certification fees

Ministry of MSME

Free MSME registration, unlocks 40+ benefits

Ministry of MSME

Up to 80 percent subsidy on certification cost, priority in government tenders.