Housing Government Schemes in India

Browse 11 government housing schemes. Each scheme includes eligibility criteria, benefits, and how to apply.

HousingCentral Govt

PM Awas Yojana - Urban (PMAY-U)

Subsidy up to Rs 2.67 lakh on home loan

Benefit: Up to Rs 2,67,000

Ministry of Housing and Urban Affairs

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HousingCentral Govt

CLSS for MIG (PMAY-U)

Up to ₹2.35 lakh interest subsidy

Benefit: Up to Rs 2,35,000

Ministry of Housing & Urban Affairs

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HousingCentral Govt

Pradhan Mantri Awas Yojana (Urban) 2.0

Interest subsidy up to ₹1.8 lakh on home loans

Benefit: Up to Rs 1,80,000

Ministry of Housing & Urban Affairs

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HousingCentral Govt

PM Awas Yojana - Gramin (PMAY-G)

Rs 1.2-1.3 lakh for pucca rural house

Benefit: Up to Rs 1,30,000

Ministry of Rural Development

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HousingCentral Govt

PM Surya Ghar Muft Bijli Yojana

Upto Rs 78,000 subsidy + 300 units free power

Benefit: Up to Rs 78,000

Ministry of New & Renewable Energy

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HousingCentral Govt

PM Surya Ghar: Muft Bijli Yojana

Up to Rs 78,000 subsidy on a 3 kW rooftop solar installation

Benefit: Up to Rs 78,000

Ministry of New and Renewable Energy

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HousingCentral Govt

Affordable Rental Housing Complex (ARHC)

Affordable rental units near workplaces

Ministry of Housing & Urban Affairs

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HousingCentral Govt

Indira Awaas Yojana (legacy/IAY)

Financial assistance to BPL rural households

Ministry of Rural Development

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HousingCentral Govt

Pradhan Mantri Awas Yojana Gramin 2.0

Rs 1.20 lakh in plains and Rs 1.30 lakh in hilly areas, plus MGNREGA wages for construction days.

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HousingCentral Govt

Pradhan Mantri Awas Yojana Urban 2.0

Central assistance of Rs 1.5 to 2.5 lakh per beneficiary, interest subsidy under CLSS.

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HousingCentral Govt

SVAMITVA Scheme

Property cards (legal title) for rural residential property

Ministry of Panchayati Raj

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