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Financial-inclusionCentral Government| Ministry of Finance

Pradhan Mantri Jan Dhan Yojana (PMJDY)

Key Benefit

Zero-balance bank account + RuPay card + overdraft up to Rs 10,000

Up to Rs 10,000

About This Scheme

Financial-inclusion mission that gives every household a zero-balance savings account, a free RuPay debit card with accident insurance, and an overdraft facility once the account is operated regularly. Used as the rails for many direct benefit transfers.

Eligibility Criteria

0

Official Links

Apply OnlineOfficial Website

Last verified: 27 May 2026

Source: Official reference

Disclaimer: This information is sourced from official government websites and is provided for reference only. Eligibility criteria and benefits may change. Always verify details on the official website before applying.

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